Our Services

dbrok group provides a broad range of services to help community banks improve their financial and treasury management:

• Independent assessment of tools, processes, and resources
• Improve use of financial tools
• Improve financial management processes and efficiency
• Strengthen management and board reporting
• Develop and implement forward-looking finance environment (planning and forecasting)
• Help management measure the “right things”
• Develop and implement business unit performance reporting
• Support and facilitate business and strategy planning
• Provide in-house support and assistance during staff or organizational transitions

• Independent, third party assessment of balance sheet (interest rate risk, liquidity/funding, investment portfolio management)
• Develop and strengthen ALCO activities
• Improve use of A/L management tools
• Develop, implement, and support liquidity and funding plans
• Provide management and board education on instruments, tools, and philosophies
• Support review and re-design of A/L model assumptions
• Provide on-going treasury management support and in-house support during transitions

• Independent evaluation of finance and treasury resources
• Support finance and treasury organization re-design (roles and responsibilities)
• Provide coaching and development planning support for CFO’s, Controllers, and Treasurers

For more about our commitment to deliver excellent services read our guiding principles.

Comments from some of our clients:

”dbrok took our vision, concepts and ideas and transformed them into an organized, systematic plan of action. By working hands-on with our management team, they helped pave the way in dramatically improving our performance through a financial reporting system that gave us empirical data to make better informed business decisions.”

Dewey Yaeger, CEO, Union Bancorp, IL

”dbrok got buy-in on changing our financial management system to being forward- looking. We are now pro-active vs. reactive.”

Richard Krier, Controller, Ozaukee Bank, Cedarburg, WI

”Ed has a wealth of industry knowledge. He can handle complex and technical issues as well as simple and direct ones. He’s the most communicative of any consultant, with a bias towards action, than any I have worked with.”

Charles Christy, CFO, Citizens Banking Corporation, Flint, MI

”Beth guided us as we validated our asset/liability process and was able to offer, even our most senior experts on funds management,
practical and useful applications.”

Dewey Yaeger, CEO, Union Bancorp, Ottawa, IL

”Beth Clark knows what she is doing. She has long term experience in asset/liability management. She did a great job so we are prepared for rising rates.”

Gary D. Riley, President and CEO, Acuity Bank, Tomah, WI